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Choosing what you want your website to be isn’t always as obvious as it might seem. There are so many options available to you that it really pays to take time out to think about this question before jumping in. Ask yourself what you are actually aiming for in having an online presence? Do you want a personal website, an online shop, a blog or diary style presence? Or do you want to run a forum related to your product or interest, perhaps an ezine with a back-issue website or if you are an artist, photographer or craftworker, maybe an online gallery would best promote you? To help you decide, try asking yourself these questions.

Do you want to sell physical goods? Items that have to be delivered by post, such as books, toys, clothes, electrical goods etc are ideal for an ecommerce website. There are many options open to you whereby you can catalogue your items by entering them into a database. This sounds more complicated than it actually is. Most shop building software has a simple interface whereby you can enter items in obvious categories, add prices, sizes etc and postage costs. The add to basket buttons are generated for you for each item.

There’s a huge number of companies offering you shop solutions for your website but they don’t all have the same facilities. As ever, it pays to research and find one that does everything you want it to. Most companies will offer you a free trial and I recommend that you select a company that does.

You can choose to buy shopbuilding software to install on your computer, the benefit being that this is a one-off purchase and no recurring monthly payments, apart from your web hosting.

Alternatively you can go for the hosted shop option. There are an enormous number of companies offering this. Betaalbare website laten maken Advantages are that your hosting and website are integral. Everything is done online so you can even update your shop from any computer wherever you may be. These options are usually very simple to use and have good help menus.

Do You want to sell downloadable goods, eg. software, music, ebooks? Downloadable products are very hot selling items on the internet. The reason is obvious and it benefits everyone involved. The buyer receives his/ her purchase immediately payment has cleared and the seller has no stock to buy, keep or deliver. Some product examples are music, images, software, templates and ebooks.

Ebooks are one of the most popular downloadable products. They are very easy to produce and most people have the ability to read them from their computer screen or even print them out. “How to” books are the most popular by far as they provide answers, solutions and ideas. The internet is used by many as a research tool and people are actively looking for information and solutions to problems. If you can provide these on a popular enough niche topic, your ebook is likely to be in demand. There are several websites which offer you the facility to sell downloadable products, such as Clickbank and Payloadz. A quick Google search will give you more options to explore to find the most suitable for your particular needs.

Are you an artist or photographer or craftworker? Firstly, ask yourself what your purpose of having an online presence will be. For example, are you looking to have a classy online portfolio or do you want to set up an ecommerce shop where you promote the sale of your original work and prints? Can you design websites or do you have the financial means to ask someone to build one for you? Do you have sufficient I.T. skills to join one of the many online galleries that allow you to upload your work to your own gallery area on their website?

Do you like the idea of being part of a larger online gallery but need someone to do all the techy things for you? There are an enormous number of online galleries now but knowing what you want to achieve will help you narrow your search significantly.

Do you have a bricks and mortar shop? If your business is in the real world, think about what it is you require your website to do in order to promote or give added value to your business. Do you wish it to be simply an online information post so that people can find more about what you offer or find their way to your premises? If so, you may if that your local government will offer you a free web page or mini website on their main council site. If you want something more individual, then a simple site built with Frontpage or a webuilder is probably your best option. If money is no object, then you can hire a webdesigner and achieve something more sophisticated.

Or perhaps you wish to add something extra to your business such as an online, out of hours, ordering system with home delivery. Again, unless you can pay for your site to be custom built, one of the easy web-shop builders is probably your best option.

Do you want to sell or promote a service? For example, are you a webdesigner, childminder, photographer, plumber, tutor, dogwalker, typist, financial adviser, mobile hairdresser, decorator, gardener, acupuncturist or beautician? The list is endless. If you offer a service whether online or off you will want to reflect your professionalism in a well designed and easy to navigate website. If you are able to afford to have your website designed for you to your own specifications, then this can be a good choice as it frees up your time to get on with actually providing the service you are involved in.

It is difficult to set foot within the country of Spain without being impacted in one way or another by the incredibly efficient machine known as the Spanish lottery. The Spaniards are, of course known for their tradition and passion and all of this is evident within this national pastime. So much spirit and so many resources are input by the people each week that the program has been very successful in raising funds. Regular participants all talk of success, which keeps them coming back, and they all prepare throughout the year for the grandfather competition of them all at Christmas time, El Gordo.

The Spanish lottery is overseen by the state itself, and all around the country official outlets called Loterias y Apuestas del Estado can be accessed. A comprehensive website called elgordo.com allows people to take part from the comfort of their homes. You do not have to be a resident of Spain to participate, and the winning amount is not subject to tax, unless the funds are allocated outside of the country, in which case they are then assessed. However if you play online, winnings are tax-free. Incredibly, the system has been in operation continuously since 1860, and on the web since 1996.

While many refer to the Spanish lottery as – el gordo, this actually only refers to the grand satta Christmas drawing, the most famous part of the Spanish lottery system. So much attention is given to the Christmas draw that it is estimated that almost the entire population, 98% or so, buy tickets to this competition!

On a more regular basis, the National Lottery is called La Primitiva and is drawn on the Thursdays and Saturdays of every week. This is a very traditional style of lottery, and a favorite of Spanish lottery syndicates. You must select six from 49 numbers and expect to get all six numbers to match to win the grand prize. As more people participate in the Saturday drawing, the prize fund associated is larger, and is currently about 42 million Euros. In order to keep participants really interested in the program, as many as four out of every 10 competitors are successful to one degree or another.

To access the Spanish lottery results is as simple as reaching a website. After the drawing, details may be viewed by entering your chosen numbers, and it’s also possible to download the entire list of drawings and previous winnings from that portal.

In common with other European countries, most notably the United Kingdom, Spanish lottery also features a competition based on the outcome of official football matches. Points are allocated according to whether you choose correctly that one team should win or lose.

There is something for anyone with the Spanish lottery system. While La Primitiva gets somewhat regular attention, the Bonoloto is also played four times a week with a smaller prize fund, and there is even another bonus game that is enjoyed at the weekend. In addition, Spaniards can also tackle Euro Millions, and of course get ready for – the fat one – as it is known, El Gordo, at Christmas time.

 

If you are interested in playing some great poker games without having to leave your home, you can always consider having a great time in an online casino. You can find several sites where you can play your favorite games to win some quick cash. However, it is worth mentioning that you should take some time before choosing a specific casino online. Not all these sites are suitable for you; in fact, some of them are nothing more than a fraud.

The fact that there are well over 2,000 online casinos makes it a tad difficult to select the right one. The margin for error is little, but, you can’t afford to make a mistake because choosing a casino online is not like buying some groceries at grocery store, but more like buying a new car. The losses you incur can be huge, which is the reason why you should be careful when making a choice. Luckily, there are a few important points that will help you find the right casino online.

1. The most important thing to consider is the type of casino. This is where you first need to determine what type of gaming you want to play. Some players are interested only in playing blackjack, while others are interested in playing a wide selection of all games. dominoqq online Once you determine your needs and know your preferences, it will become much easier to select the right casino.

2. It’s also important that you don’t proceed with the real play until you learn more about the reputation of a casino. Reputability check is crucial because it helps you find out if you are on an authentic site or not. To make the right decision, you need to do some research online. You can find some review sites where you can read all the pros and cons of playing at a particular online casino. Spend some time reading these reviews. You should also check some forums and other sites where users/players leave their feedback after testing a particular platform. Since they have the first-hand experience of using a site, they will help you in deciding whether you need to choose that particular casino or look for another one.

3. Another important consideration is to check if a site is a recognized software provider or not. Basically, it’s the software that helps you play games online. It means the quality of the software providers will have a great impact on the gaming experience you get on a site. Therefore, it is recommended to opt for a site that has software from big software providers, such as Playtech, Microgaming, Cryptologic, etc. As these companies come with years of experience, you can expect them to produce high quality software for unforgettable gaming experience.

The fact of the matter is that though you will have a great time playing in online casinos, it is important that you don’t make a hasty decision when it comes to choosing casinos online. Just pay attention to the above mentioned points and you will be able to make the right choice.

 

 

Have you ever wanted to learn how to play video poker games? If so, you have come to right place. Learning how to play video poker games can be fun and easy and you do not have to risk real cash during the learning process.

In many ways, a video pokermachine will look very much like the traditional slot machines that we have all seen. Whether you are playing online or in a real casino, the machine that you are playing is your machine and yours alone. This, too, is reminiscent of the old slot machines, but this is where the similarities begin to stop.

For those just beginning to learn how to play video poker games one of the first things that will catch your eye is the screen, which is very much like a television screen or video game screen, depending on the type of game you are playing.

Once you have decided which type of video poker game you want to play, qq online terpercaya you will need to also decide on the coin size you want to play. When you are first learning how to play video poker games it is often best to stay with the lower amounts. Coin size, basically, is the number of coins that you will be playing with in each individual play of the game. It can range from one coin to a hundred coins, depending on the game. Each coin will be worth a certain amount of money, either play or real.

Once your coins are loaded into the machine, you then press the Deal button. You will be dealt five cards. The object of most games is to make the best poker hand from the cards you are dealt. Deciding which cards to trade is one of the most important lessons when learning how to play video poker games as each game my be slightly different.

For example, if you are playing a video poker game that requires Jacks or better in order to win, you would not want to keep your smaller (smaller than a Jack) unless you had a good reason to do so. A pair of six’s might be worth holding if you feel that you might get another one to make three-of-a-kind, but otherwise it is better to ditch the low cards and get some more. As you learn how to play video poker games this decision will become easier. Experience does count with video poker.

Overview:
Becoming a self-employed businessman is a great reputation in the society but the problems faced by the entrepreneurs from the day one of their business is enormous. It is a great challenge for a person to overcome all obstacles to become a successful businessman. The numerous problem faced by all is finance. Even great entrepreneurs of various industries have struggled a lot of financial crisis for setting up their business and to run their daily business operations. Thus finance plays a major role in the life of business people. Great ideas require the necessary financial support to bloom into a successful business.

Introduction:
There are various sources for business people to raise capital for their business. The most trusted source is from banks. There are various reasons why people choose banks as the best source for raising capital for their business. Banks provide a lower cost of funds in the form of Business Loans. There are various types of business loans at differential interest rates to facilitate business people to solve their financial crises.

Types of Business Loans:
Businesses are of different types and need finance at different stages of their business operations. The need also being different, banks help them in providing different types of business loans helping various small and medium enterprises to raise capital.

New Project Loan – Banks are interested in funding for new businesses and also for new projects of existing business. There are various criteria for getting new project loan and differs from bank to bank. Project loans are approved against the collateral of the person like residential property, commercial property or empty land.

Top-up on Existing Loans – These loans are issued for expansion, replacement, diversification of an existing business. These loans are approved for short term or long term basis to buy goods, machinery or any fixed assets for the company.

Working Capital Loans -These loans are provided for the business to solve sudden financial crises and repaid within short durations. Banks are more interested in providing working capital loans against their inventories, stocks or receivable bills of the company.

Secured Business Loan – Business loans in which companies raise their capital against any security for the bank. It may include plot, residential or commercial places, gold, shares, bills, insurance as collateral to get funds for their business. The interest rate is preferably less.

When a family vacation is something you’re considering, think about coordinating it around a work trip. Do you need to go to conventions, trade shows, seminars or other training for work? If you drive to go to those business activities, your gas mileage is tax-deductible regardless of how many individuals you have in the car with you. Does this conference or training trip require you to stay in a hotel? Your hotel expenses for that night can also be deductible regardless of whether you have your family with you in the room.

Scheduling family vacations around business travel can help make it more manageable. This allows you to enjoy time with your family or friends while also working on your business. Consult with your spouse or family to coordinate the two.

Manage taxable income and year-end purchases to lower tax bracket

Operating and owning a business requires seeing the big picture and planning for the future. Your business will likely need new or updated equipment, computers, other technologies etc. to operate smoothly and efficiently. Be able to forecast these needs.

Here is where you coordinate your tax situation with these needs. If you know you are in need of new equipment, computers, etc. in the near future, look at your taxes. If you are looking at a higher tax bracket for the year you may want to make these necessary equipment purchases sooner than expected. Or you may want to wait until next year. This requires consulting with your business advisor to determine the best option.

Use Retirement Plans

Consider reducing your current income by using a Retirement Plan. Not only will this help you once again for tax purposes, but it’s also helping you and your families future. So many small business owners neglect to put retirement needs on their priority list. Often we hear “my business is my retirement plan.” Putting all of your eggs into one basket can be extremely risky and even dangerous for your future.

You may want to consider adjusting your salary in order to account for contributing to a retirement plan. There are many ways to rearrange things to make it possible to contribute. The tax savings alone can help justify the redirecting of your income into a retirement plan. Be sure to look at all of the different options and scenarios as this will provide further clarity.

Every year, as the Atlantic hurricane season approaches many businesses have a nagging realization that they are at risk due to a catastrophic “Black Swan ” event. Black Swan events are a constant source of risk in states like Florida where many communities are subject to disruption due to coastal storms. This risk is particularly acute for businesses that depend on the storage of on-line data if there is a chance their critical data could become lost or corrupted. But the threat from Black Swan events isn’t limited to Florida, nor is it limited to large scale disruptive events like hurricanes.The black swan theory or theory of black swan events describes a disruptive event that comes as a surprise, has a major effect, and is often inappropriately rationalized after the fact with the benefit of hindsight. The term is based on an ancient saying which presumed black swans did not exist, but the saying was rewritten after black swans were discovered in the wild. Consider the following scenario…

“We tend to think of disasters in terms of the attacks on the World Trade Center, Hurricane Katrina, or other mega events. Sometimes, however, less notable events occur that can have a catastrophic effect on a business. In February 1981, an electrical fire in the basement of the State Office Building in Binghamton, New York, spread throughout the basement of the building setting fire to a transformer containing over a thousand gallons of toxin-laden oil. Originally thought to be PCBs, the toxins were soon determined to contain dioxin and dibenzofuran, two of the most dangerous chemicals ever created. The fire was smoky and quickly filled the 18-story building with smoke. As the transformer burned, the soot entered the buildings ventilation shafts and quickly spread toxic soot throughout the building. The building was so badly contaminated that it took 13 years and over $47 million to clean before the building could be reentered or used. Because of the nature of the fire, the building and its contents, including all paper records, computers, and personal effects of the people who worked there, were not recoverable. This type of event would be irrecoverable for many businesses.” – Operations Due Diligence, Published by McGraw Hill

What affect would a catastrophic hurricane that affected an entire region or a localized disruptive event like a fire have on the operation of your business? Could you survive that kind of interruption or loss? As the dependence on on-line data has grown in virtually every type of business, so has the risk that loss of their data could disrupt the operation of the business and even result in its complete failure. In response to these threats, there has been an evolution in the approaches used to mitigate these risks as the volume of on-line data has continued to grow. Originally, the concept of Disaster Recovery (DR) emerged as a mitigation strategy that focused on the recovery of critical data after a disruptive event by giving the business the ability to restore disrupted IT operations.

To hit gold in business, you have to think gold. What is your business all about? How do you intend to maximize profits? Here are tips on how to think different in business:

Think back to the future

Don’t wait till the harsh business storm hits your business; rather, always think of what to do better or next. For example, what are the things you need to put in place to ensure business growth? What stage is your business on the business chart, that is, in areas of development, growth or decline? Is your business vision realistic? What is your current profit margin? What is your intended profit margin? How do you intend to speed up your productivity? Evaluating your business, keeps you prepared for the future.

Believe your ideas are valuable

Always think your glass is half full. Think about possibilities not only about likely constraints. As a business owner, you have to nurture a positive mental attitude; believe things will work out fine. If there are possible risks, device means to avoid or manage them. Risks are unforeseen, but you can plan ahead to avoid or mitigate them. Being positive in business enables you take a chance on yourself, be bold to take calculated risks, and believe you are adding value, even when the numbers say otherwise. That is a way of thinking differently in business.

Dig beyond your current offerings

Do not just view things on the surface. Think intensively and carry out research on other ways your business can benefit your target market. Reflect on the true realities of where your business stands at the moment. What are your business challenges? Classify them and analyse them to see how you can make a difference. Outline your business SWOT analysis (Strengths, weaknesses, opportunities and threats). Go beyond the surface; be realistic.

Your competitors are watching

Understand your business environment; be familiar with your competitors’ strategies – if you are not, you can bet that your competitors are doing their homework. What resources do they have that surpasses yours? How can you leverage to collaborate and partner to get the necessary resources? What’s the best way to build more goodwill? Do a survey on your business, and be cautious of the events happening in your business environment.

Starting a business can be a very daunting adventure if a proper plan is not put in place. Most entrepreneurs start up their businesses without putting adequate plans in place to succeed. No wonder one out of every five businesses crumbles within 5 years! If one thing should be taken very seriously, it should be your business plan. This is your “blueprint for success.”

Every business begins from a thought. A thought or idea can only become reality when expected actions are taken. When an idea is conceived, the logical corollary is that such ideas need to be written out, in black and white and on paper; or else the idea will fade off when the enthusiasm that the thought initially brought subsides. Hence, having a written business plan is pertinent if your business is to stand the test of time.

Now, what is a Business Plan?

One definition, according to entrepreneur.com, is that a business plan is a “written description of the future of your business; a document that indicates what you intend to do and how you intend to do it.” If you notice a paragraph on the back of an envelope describing your business strategy, you have already started a written plan, or at least the first draft of a plan. The business plan itself consists of a narrative and several financial worksheets.

The very act of planning helps you to think things through in a systematic and thorough way. Study and research your market niche if you are not sure of the facts, and look at your ideas critically. It may take some time now, but helps to avert costly and disastrous mistakes in future.

In this article, I want to provide a very brief look at the steps involved in planning a business:

1. Identify Your Passion: Knowing what you love doing, even without making money, is the stepping stone in starting any business. Most people enter into a business they know nothing about, and stop after only few months. Some get tired of their businesses simply because they are not happy with the activities involved in running the business anymore. According to Sabrina Parsons, (CEO of Palo Alto Software) “Know yourself, and work in a job that caters to your strengths. This knowledge will make you happier.”

The reason why many businesses fail in their first five years is because the entrepreneurs do not find fulfillment in running their business anymore. Hence, they tend to move on in search for happiness.